This website is operated by Phoenix Insurance Brokers Pty Ltd ABN 40 009 419 872
AFSL 229847 (Phoenix Insurance Brokers Pty Ltd).
By using this website you acknowledge and agree to these terms and any additional terms, notices and disclaimers which appear on this website, the Phoenix Insurance Brokers Pty Ltd Privacy Policy and Financial Services Guide (referred to collectively as “Terms of Use”). These Terms of Use only govern your use of this website and must be read in conjunction with any other agreement you may have with Phoenix Insurance Brokers Pty Ltd. Phoenix Insurance Brokers Pty Ltd may change these Terms of Use from time to time without notice, your continued use of the website following those changes indicate your acceptance of those changes.
General Advice
The information provided here is general advice only and has been prepared without taking into account your objectives, financial situation or needs. Whilst every care have been taken to ensure the accuracy of the material Phoenix Insurance Brokers Pty Ltd will bear no responsibility or liability for any action taken by any person or organisation on the purported basis of information contained herein. You should consider these, having regard to the appropriateness of this advice, and any relevant Product Disclosure Statement before deciding to acquire, vary or dispose of any insurance product.
Third Party Content and Links
This website also contains information from, and links to, third party sites. Phoenix Insurance Brokers Pty Ltd makes no warranties or representations regarding the condition or the content of those sites. The links are provided solely for your convenience and do not indicate, expressly or impliedly, any endorsement or approval of the sites or the products or services provided on them.
It is the responsibility of users to make their own decisions about the accuracy, currency, reliability and correctness of the information at third party sites. By accessing third party websites and information on them through this site each user waives and releases Phoenix Insurance Brokers Pty Ltd to the full extent permitted by law from any claims relating to the usage of the material made available through third party websites. In no event shall Phoenix Insurance Brokers Pty Ltd be liable for any incident or consequential damages resulting from use of the material.
Information Provided by You
If provided, Phoenix Insurance Brokers Pty Ltd will collect, use, disclose and handle your personal information in accordance with its Privacy Policy.
Copyright
Phoenix Insurance Brokers Pty Ltd reserves all copyright in the content and design of this website. You may make a temporary copy of part this website on your local computer for the sole purpose of viewing it. You may also print copies for your own use.
Except to the extent permitted by law, you may not:
- adapt, reproduce, store, distribute, transmit, print, display, perform, publish or create derivative works from any part of this website or information obtained from the website;
- commercialise any information obtained from the website without our written permission; or
- disassemble, decompile or reverse engineer the website.
Cookies
This website uses “cookie” technology to assist in identifying registered users and delivering contents specific to your interest. Cookies are pieces of information stored on an individual’s computer and are used for customising site information to improve user experience and for tracking user navigation. If you do not wish information to be gathered on a cookie you should disable the acceptance of cookies by your web browser.
Limitation
The Competition and Consumer Act 2010 (Cth) may confer rights, guarantees and remedies on you in relation to the provision of goods and services by Phoenix Insurance Brokers Pty Ltd, which cannot be excluded, restricted or modified. Phoenix Insurance Brokers Pty Ltd does not exclude, restrict or modify those rights.
To the fullest extent permitted by law, Phoenix Insurance Brokers Pty Ltd’ liability for breach of any guarantee, which cannot be excluded, is limited at the option of Phoenix Insurance Brokers Pty Ltd to, in the case of products or services supplied or offered by Phoenix Insurance Brokers Pty Ltd which are not of a kind ordinarily acquired for personal, domestic or household use or consumption:
- the supply of the products or services again; or
- the payment of the cost of having the products or services supplied again.
Except for the rights, guarantees and remedies which cannot be excluded, restricted or modified:
- Phoenix Insurance Brokers Pty Ltd excludes all liability (including liability arising as a result of its negligence) for any indirect or consequential expenses, losses, damages or costs, loss of profit, lost revenue, business interruption and loss of data incurred or suffered by or awarded against you under or in any way connected with these Terms of Use; and
- Phoenix Insurance Brokers Pty Ltd limits its liability in relation to any direct loss to $100.
Availability of the Website
We will use reasonable endeavours to ensure the security and availability of the website. However we cannot guarantee that the provision of the website will be uninterrupted, timely, secure or error free. You are responsible for any decision that you make in connection with your use of the website and use the website at your own risk.
Governing
Statements made on the Phoenix Insurance Brokers Pty Ltd website are not intended to be statements of law.
This website has been prepared in accordance with Australian law. This notice and the information in this site are governed by and are to be construed according to the laws applicable in the State of New South Wales and the Commonwealth of Australia. The information may not satisfy the laws of any other country; it is not directed at people in any other country and should not be relied on by people in any country other than Australia. The information in this site is current at the date of publication but may be subject to change.
Steadfast Life:
We have a referral arrangement in place with Steadfast Life. Phoenix Insurance Brokers Pty Ltd will receive 30% of commission (plus GST) earned by Steadfast Life. Please refer to Phoenix Insurance Brokers Pty Ltd Financial Services Guide for further detail.
